Preface

How HOME3 lowers barriers to real estate through blockchain and fractional ownership.

In today's real estate market, aspiring homeowners and investors face significant barriers to entry. According to the National Association of Realtors, first-time buyers made up just 31% of home purchases in 2022, down from the historical average of 40%. Rising prices, strict mortgage requirements, and insufficient savings for down payments have left many potential homeowners stuck renting, unable to build equity or achieve long-term financial security.

The challenges extend beyond homeownership. Real estate investment has long been dominated by the affluent, with high capital requirements and complex processes keeping everyday investors on the sidelines. These obstacles widen wealth inequality and restrict access to one of the world’s most powerful vehicles for financial growth.

HOME3 addresses these issues head-on by leveraging blockchain technology. Through tokenization and fractional ownership, we democratize access to real estate, enabling participation with lower capital outlays, greater transparency, and enhanced security. Investors can diversify portfolios by owning fractions of properties, while first-time buyers gain a realistic pathway to ownership.

In essence, HOME3 bridges the gap between aspiration and opportunity. By reimagining real estate investment as accessible, inclusive, and efficient, we are building a more dynamic and equitable ecosystem. This is the future of real estate, a future where everyone has the chance to own a piece of it.